Medical Insurance - Stay Healthy, Live Longer

Medical Insurance - Stay Healthy, Live Longer

There are many countries where majority of the population live below the poverty line. They cannot afford to have nutritious food and develop illnesses at a very early age. There are some other countries, where it''s all about the area you live. There is a clear urban-rural divide. People in the rural areas cannot afford good and timely medical care.
There are many countries where majority of the population live below the poverty line. They cannot afford to have nutritious food and develop illnesses at a very early age. There are some other countries, where it''s all about the area you live. There is a clear urban-rural divide. People in the rural areas cannot afford good and timely medical care.

Then there are the countries, which are economically well-off, have stable governments and probably even adequate medical facilities. However, affordable health care is not available easily in these countries as well. For instance, statistics show that nearly half the population in the United States does not have access to affordable health care. A staggering 18 million people die in the US due to lack of proper medical care.

The sad part is that not only is medical care expensive these days, medical insurance is also an expensive affair. Most people wait for their salaries at the end of the month to pay their bills. Many are reluctant to add a health insurance premium to their pile of bills. However, it has become essential because if you pay medical bills, especially hospital charges every time out of your pocket, there will be little left in it.

Scanning the internet to choose a medical insurance is easy these days. Most companies have easy websites where most information is available. You can also take some time out and visit the company''s nearby branch to get information or ask for a representative to meet you at home and present the plan.

Get quotes from a few of the credible options so that you can compare and choose. Once you have chosen a plan, understand the document well. Try and adhere to the policy to avail maximum benefit. For instance, some policies require that you visit a clinic or hospital which they recommend. You are part of an agreement, to which the particular health center is also party. Instead of trying to find a suitable center at the time of need, when you take a policy, study the list carefully and mark out the hospitals which you may visit. And if you have to choose a service outside the list, let the insurance company know in advance and make arrangements for it.

During treatment, you may have to conduct many tests. Make sure your insurance provider allows that. Many tests are expensive.

Affordable health care is not something you get at the hospital. All health cares are expensive now. Making it affordable for you and your family is the key. A study recently says quite ironically that the easiest way to affordable health care is to stay healthy. Be aware of your body, hereditary illnesses that you are likely to get, take care of nutrition, exercise, and lifestyle. The study justifies the thought by saying that medical expenses are costing a fortune.

If you start early, while you are young, you could not only give yourself a tension-free life but also gift your family too. Take a medical insurance policy early, decide a small premium and pay it without default. It can ensure a healthy life.

It may be wise investment to make you and your family to recover from illnesses and have access to affordable health care

READ MORE - Medical Insurance - Stay Healthy, Live Longer Medical Insurance - Stay Healthy, Live Longer

There are many countries where majority of the population live below the poverty line. They cannot afford to have nutritious food and develop illnesses at a very early age. There are some other countries, where it''s all about the area you live. There is a clear urban-rural divide. People in the rural areas cannot afford good and timely medical care.
There are many countries where majority of the population live below the poverty line. They cannot afford to have nutritious food and develop illnesses at a very early age. There are some other countries, where it''s all about the area you live. There is a clear urban-rural divide. People in the rural areas cannot afford good and timely medical care.

Then there are the countries, which are economically well-off, have stable governments and probably even adequate medical facilities. However, affordable health care is not available easily in these countries as well. For instance, statistics show that nearly half the population in the United States does not have access to affordable health care. A staggering 18 million people die in the US due to lack of proper medical care.

The sad part is that not only is medical care expensive these days, medical insurance is also an expensive affair. Most people wait for their salaries at the end of the month to pay their bills. Many are reluctant to add a health insurance premium to their pile of bills. However, it has become essential because if you pay medical bills, especially hospital charges every time out of your pocket, there will be little left in it.

Scanning the internet to choose a medical insurance is easy these days. Most companies have easy websites where most information is available. You can also take some time out and visit the company''s nearby branch to get information or ask for a representative to meet you at home and present the plan.

Get quotes from a few of the credible options so that you can compare and choose. Once you have chosen a plan, understand the document well. Try and adhere to the policy to avail maximum benefit. For instance, some policies require that you visit a clinic or hospital which they recommend. You are part of an agreement, to which the particular health center is also party. Instead of trying to find a suitable center at the time of need, when you take a policy, study the list carefully and mark out the hospitals which you may visit. And if you have to choose a service outside the list, let the insurance company know in advance and make arrangements for it.

During treatment, you may have to conduct many tests. Make sure your insurance provider allows that. Many tests are expensive.

Affordable health care is not something you get at the hospital. All health cares are expensive now. Making it affordable for you and your family is the key. A study recently says quite ironically that the easiest way to affordable health care is to stay healthy. Be aware of your body, hereditary illnesses that you are likely to get, take care of nutrition, exercise, and lifestyle. The study justifies the thought by saying that medical expenses are costing a fortune.

If you start early, while you are young, you could not only give yourself a tension-free life but also gift your family too. Take a medical insurance policy early, decide a small premium and pay it without default. It can ensure a healthy life.

It may be wise investment to make you and your family to recover from illnesses and have access to affordable health care

Free Medical Clinic

Free Medical Clinic

The National Association of Free Clinics (NAFC) has established a toll-free patient-appointment telephone number and a volunteer-registration Web site for the free medical clinic scheduled for Saturday, November 21, at the Statehouse Convention Center in downtown Little Rock, Lieutenant Governor Bill Halter announced today.In addition, volunteers can call the toll-free patient-appointment line, identify themselves as volunteers and register by phone.

The Little Rock C.A.R.E. Clinic will provide basic medical care and health education for people without health insurance, ages 6 to 65, from noon to 7 p.m. C.A.R.E. stands for "Communities Are Responding Everyday." The non-profit NAFC will manage the clinic with support from Arkansas volunteers, including both medical professionals and non-medical support staff. Our purpose is to serve the uninsured, and to treat everyone with dignity and respect," said, Nicole Lamoureux executive director of the Alexandria, Va.-based NAFC. "This is not just about providing care for one day. The best outcome will be for every patient to leave the clinic with the knowledge of where to go in the future to receive medical care."

The NAFC is seeking an all-volunteer medical staff of 120 physicians, 150 nurses, 25 to 50 lab technicians and 500 non-medical volunteers. Physicians needed include, but are not limited to, general practitioners, internal medicine doctors, pediatricians
and endocrinologists. Also needed are a clinical director and a medical director.

Halter said that pediatric patients may go either to the Statehouse Convention Center or directly to Arkansas Children's Hospital, which operates a pediatric clinic each Saturday that provides care for children, including uninsured children. Shuttle runs are planned, as needed, from the free clinic to the hospital.

The Lieutenant Governor helped the NAFC secure 80,000 square feet of space at the Statehouse Convention Center for the free clinic. Halter's office has since connected the NAFC with an Arkansas team of health-care providers, non-profit associations and government offices to help gather volunteers and otherwise prepare for the free clinic.

This team includes to date Arkansas Children's Hospital, Arkansas Heart Hospital, Arkansas Surgical Hospital, Baptist Health, Harmony Health Clinic, St. Vincent Health System, University of Arkansas for Medical Sciences, Arkansas Association of Charitable Clinics, Arkansas Black Nurses Association, American Red Cross of Greater Arkansas, Arkansas Medical Society, Arkansas Hospital Association, Arkansas Nurses Association, City Connections, Community Health Centers of Arkansas, United Methodist Church, the City of Little Rock, the City of North Little Rock and Arkansas Department of Health.

"The outpouring of support from individuals and organizations who want to help has been tremendous," Halter said. "When people are in need, Arkansans are always the first in line to serve."

The NAFC will provide food and beverages for clinic volunteers, as well as directions to the clinic and information about parking. Group orientations will be held during the first half-hour of each volunteer's shift. Clinic volunteers from outside the Little Rock area can book a room at the Peabody Little Rock hotel, which is connected with the Statehouse Convention Center, for a discounted rate if they register by Friday, November 13. Volunteers cannot be seen as patients.

The NAFC operates as an advocate for more than 1,200 free medical clinics and the people they serve nationwide. Recently, the non-profit has received more than $1 million from people responding to a call from MSNBC news anchor Keith Olbermann for free medical clinics in six states, including Arkansas. Olbermann devoted a full hour of his primetime "Countdown with Keith Olbermann" program to health care, during which he publicized NAFC's efforts.

Halter has said he believes the one-day Little Rock clinic also will help raise awareness of the free medical clinics already operating in Arkansas that work daily to fill the gaps in health care for the uninsured, underinsured and medically underserved.

READ MORE - Free Medical Clinic Free Medical Clinic

The National Association of Free Clinics (NAFC) has established a toll-free patient-appointment telephone number and a volunteer-registration Web site for the free medical clinic scheduled for Saturday, November 21, at the Statehouse Convention Center in downtown Little Rock, Lieutenant Governor Bill Halter announced today.In addition, volunteers can call the toll-free patient-appointment line, identify themselves as volunteers and register by phone.

The Little Rock C.A.R.E. Clinic will provide basic medical care and health education for people without health insurance, ages 6 to 65, from noon to 7 p.m. C.A.R.E. stands for "Communities Are Responding Everyday." The non-profit NAFC will manage the clinic with support from Arkansas volunteers, including both medical professionals and non-medical support staff. Our purpose is to serve the uninsured, and to treat everyone with dignity and respect," said, Nicole Lamoureux executive director of the Alexandria, Va.-based NAFC. "This is not just about providing care for one day. The best outcome will be for every patient to leave the clinic with the knowledge of where to go in the future to receive medical care."

The NAFC is seeking an all-volunteer medical staff of 120 physicians, 150 nurses, 25 to 50 lab technicians and 500 non-medical volunteers. Physicians needed include, but are not limited to, general practitioners, internal medicine doctors, pediatricians
and endocrinologists. Also needed are a clinical director and a medical director.

Halter said that pediatric patients may go either to the Statehouse Convention Center or directly to Arkansas Children's Hospital, which operates a pediatric clinic each Saturday that provides care for children, including uninsured children. Shuttle runs are planned, as needed, from the free clinic to the hospital.

The Lieutenant Governor helped the NAFC secure 80,000 square feet of space at the Statehouse Convention Center for the free clinic. Halter's office has since connected the NAFC with an Arkansas team of health-care providers, non-profit associations and government offices to help gather volunteers and otherwise prepare for the free clinic.

This team includes to date Arkansas Children's Hospital, Arkansas Heart Hospital, Arkansas Surgical Hospital, Baptist Health, Harmony Health Clinic, St. Vincent Health System, University of Arkansas for Medical Sciences, Arkansas Association of Charitable Clinics, Arkansas Black Nurses Association, American Red Cross of Greater Arkansas, Arkansas Medical Society, Arkansas Hospital Association, Arkansas Nurses Association, City Connections, Community Health Centers of Arkansas, United Methodist Church, the City of Little Rock, the City of North Little Rock and Arkansas Department of Health.

"The outpouring of support from individuals and organizations who want to help has been tremendous," Halter said. "When people are in need, Arkansans are always the first in line to serve."

The NAFC will provide food and beverages for clinic volunteers, as well as directions to the clinic and information about parking. Group orientations will be held during the first half-hour of each volunteer's shift. Clinic volunteers from outside the Little Rock area can book a room at the Peabody Little Rock hotel, which is connected with the Statehouse Convention Center, for a discounted rate if they register by Friday, November 13. Volunteers cannot be seen as patients.

The NAFC operates as an advocate for more than 1,200 free medical clinics and the people they serve nationwide. Recently, the non-profit has received more than $1 million from people responding to a call from MSNBC news anchor Keith Olbermann for free medical clinics in six states, including Arkansas. Olbermann devoted a full hour of his primetime "Countdown with Keith Olbermann" program to health care, during which he publicized NAFC's efforts.

Halter has said he believes the one-day Little Rock clinic also will help raise awareness of the free medical clinics already operating in Arkansas that work daily to fill the gaps in health care for the uninsured, underinsured and medically underserved.

Group Health Insurance Plans

Most Americans receive their health coverage through some type of group health insurance. Although large corporations with hundreds or even thousands of employees have the bargaining power to negotiate with medical insurance companies for custom health plans for their workers, the small business owner must still research options and compare prices from multiple providers. Since small business health insurance offers guaranteed coverage to all employees in a given company, it can be difficult and time consuming for a small business owner to find the best policy. Our group health insurance resources help cut down on the time it takes to get medical insurance quotes, making the processing quicker and simpler.

READ MORE -

Group Health Insurance Plans

Most Americans receive their health coverage through some type of group health insurance. Although large corporations with hundreds or even thousands of employees have the bargaining power to negotiate with medical insurance companies for custom health plans for their workers, the small business owner must still research options and compare prices from multiple providers. Since small business health insurance offers guaranteed coverage to all employees in a given company, it can be difficult and time consuming for a small business owner to find the best policy. Our group health insurance resources help cut down on the time it takes to get medical insurance quotes, making the processing quicker and simpler.

Family Health Insurance

Family health insurance is no different than individual health insurance plans and usually they are sold under the same name. If you are insuring your family, as opposed to just yourself, there are some additional considerations to take into account. Even if you do receive coverage through an employer-sponsored health plan, you should consider the cost-saving benefits of switching to a family medical insurance policy or moving some of your family members off of your group policy into a family plan. When adding more people to the application, the chances of denial increase, so you should request multiple family health insurance quotes and be prepared to apply to several family health plans.

READ MORE -

Family Health Insurance

Family health insurance is no different than individual health insurance plans and usually they are sold under the same name. If you are insuring your family, as opposed to just yourself, there are some additional considerations to take into account. Even if you do receive coverage through an employer-sponsored health plan, you should consider the cost-saving benefits of switching to a family medical insurance policy or moving some of your family members off of your group policy into a family plan. When adding more people to the application, the chances of denial increase, so you should request multiple family health insurance quotes and be prepared to apply to several family health plans.

Individual Health Insurance

If you are unable to obtain medical insurance through your employer, you should seek coverage under one of many individual health insurance plans available out there. Also called private health insurance, this type of coverage is ideal for the self-employed and anyone looking for a wide variety of options and pricing structures from which to choose. After group health plans, personal health insurance is the most widely available form of medical coverage. In most states, individuals can be denied coverage for any number of reasons, so it is wise to request and compare more than one individual health insurance quote. The extra short-term effort that's required to apply for individual medical insurance plans is easily worth the long-term savings you'll enjoy.

READ MORE -

Individual Health Insurance

If you are unable to obtain medical insurance through your employer, you should seek coverage under one of many individual health insurance plans available out there. Also called private health insurance, this type of coverage is ideal for the self-employed and anyone looking for a wide variety of options and pricing structures from which to choose. After group health plans, personal health insurance is the most widely available form of medical coverage. In most states, individuals can be denied coverage for any number of reasons, so it is wise to request and compare more than one individual health insurance quote. The extra short-term effort that's required to apply for individual medical insurance plans is easily worth the long-term savings you'll enjoy.

Free Health Insurance Quotes

HealthInsuranceFinders is one of the largest sources of online health insurance quotes. We do not sell insurance directly because our mission is to help consumers find the lowest-cost medical insurance available, and that requires the forces of market competition. Consumers can perform a targeted specific search for health insurance coverage in states such as California, Florida, Georgia, Arizona or Texas. Our free service makes it simple for you to find agents in your state and request quotes. By requesting medical insurance quotes from multiple competing agents, you are creating incentive for agents to give you the best deal and you gain the ability to compare options side-by-side. This sets us apart from other major online medical insurance sites that allow you to compare and buy cheap health plans from them directly. Those sites may offer insurance from multiple carriers and allow you to compare plans, but they are earning money no matter what health insurance plan you choose, so there is more of an incentive to offer you more than you need. What sets HealthInsuranceFinders.com apart is the fact that we are NOT a direct provider. Our only focus is to provide our customers with as much information and resources as possible, so that they can easily find the most affordable health insurance plans available. These resources extend far beyond just a free health insurance quote or price comparison--you will also find hundreds of informative medical insurance articles that cover all different types of insurance coverage, such as individual, family, group, business, private, short-term, dental, travel, international, and student insurance. Or if you prefer, you can browse by state to find entire pages dedicated to all plan types available to a certain area.

READ MORE -

Free Health Insurance Quotes

HealthInsuranceFinders is one of the largest sources of online health insurance quotes. We do not sell insurance directly because our mission is to help consumers find the lowest-cost medical insurance available, and that requires the forces of market competition. Consumers can perform a targeted specific search for health insurance coverage in states such as California, Florida, Georgia, Arizona or Texas. Our free service makes it simple for you to find agents in your state and request quotes. By requesting medical insurance quotes from multiple competing agents, you are creating incentive for agents to give you the best deal and you gain the ability to compare options side-by-side. This sets us apart from other major online medical insurance sites that allow you to compare and buy cheap health plans from them directly. Those sites may offer insurance from multiple carriers and allow you to compare plans, but they are earning money no matter what health insurance plan you choose, so there is more of an incentive to offer you more than you need. What sets HealthInsuranceFinders.com apart is the fact that we are NOT a direct provider. Our only focus is to provide our customers with as much information and resources as possible, so that they can easily find the most affordable health insurance plans available. These resources extend far beyond just a free health insurance quote or price comparison--you will also find hundreds of informative medical insurance articles that cover all different types of insurance coverage, such as individual, family, group, business, private, short-term, dental, travel, international, and student insurance. Or if you prefer, you can browse by state to find entire pages dedicated to all plan types available to a certain area.